Ameritas Advisor VUL, issued by Ameritas Life Insurance Corp., is a flexible financial tool with three powerful advantages: lifetime insurance protection, top-quality investment options, and tax-advantaged growth. It's the type of innovation that our customers have come to expect of Ameritas Advisor Services, the division of Ameritas that markets the No Load series. We are committed to providing our customers with high-quality, low expense life insurance and annuity products.

Ameritas Life Insurance Corp., the pioneer of noncommissioned insurance, for over a century has favored steady growth over risky, short-term results. This is reflected in our high ratings for financial strength from independent industry sources.

• A.M. Best Company:  A (Excellent) for financial strength and operating performance.  This is the third highest of Best's 15 ratings.
• Standard & Poor's:  A+ (Strong) for insurer financial strength.  This is the fifth highest of S&P's 21 ratings.

For over two decades, thousands of financial advisors and their clients have chosen Ameritas Advisor Services for its unique approach to providing insurance product design and support. Ameritas Advisor Services adheres to an education service philosophy. Ameritas Advisor Consultants are salaried professionals whose goal is to use their considerable knowledge to help you and your advisor make an informed decision. They are available both before and after purchase to assist with any questions you may have.