Ameritas Direct The No-Load Insurance Pioneer

1-800-555-0955

Ameritas Advisor VUL offers you the opportunity to invest the cash value in a wide range of investment options advised by well-known fund managers. In addition, you have the ability to move the money among the different options tax-free, which makes it easy to diversify an investment. Here are some of our well-known fund managers:

Vanguard VIF

American Century VP

Ameritas

Calvert Variable Products

Calvert Variable Series

Dimensional Fund Advisors

MFS VIT

UIF

Calvert Investment Management, Inc. is the investment advisor for the Calvert Family of funds including Calvert Variable Products, Inc. and Calvert Variable Series, Inc. Calvert is an affiliate of Ameritas Life Insurance Corp. and Ameritas Investment Corp. All other fund companies listed above are not affiliates of Ameritas Life Insurance Corp. or Ameritas Investment Corp.

Ameritas Advisor VUL (form 4051) is issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. Product available in most states. Variable products have investment risk, including the possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges, expenses and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Read the prospectuses carefully before investing. It is possible that coverage may lapse if policy costs reach maximum guaranteed levels, and premiums continue to be paid at the initial planned premium level.

AD-VULW 003 Rev. 12-08