Franklin Templeton Variable Insurance Products Trust
Franklin Templeton's distinct multi-manager structure combines the specialized expertise of three world-class investment management groups-Franklin, Templeton and Mutual Series. With offices in over 30 countries, Franklin Templeton Investments offers sponsored investment products and services in approximately 150 countries. Assets under management were over $681 billion as of 01/31/11.
Information on the risk ranking of investment options is provided by Ameritas Life Insurance Corp.'s Investment Products Group, and is provided as impersonal information, and not as investment advice. The Investment Products Group is not advising you personally concerning the nature, potential, value or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but the sources are not guaranteed and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy. Risk rankings range from “1” (lower risk and lower reward potential) to “5” (higher risk and higher reward potential).
The share price and yield of bond securities are affected by interest rate movements. Bond prices generally move in the opposite direction of interest rates. Thus, as the prices of bonds in the underlying fund adjust to a rise in interest rates, the share price may decline. High-yield, lower-rated (junk) bonds generally have greater price swings and higher default risks than investment-grade bonds. Foreign investing, especially in emerging markets, involves additional risks, including currency fluctuations, economic instability, market volatility and political and social instability.
