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DWS Variable Series

With Access to the expertise of a powerful global network in more that 15 countries, DWS Investments strives to make innovative investment strategies and solutions, traditionally reserved for institutions and high et worth individuals, available to the US retail investor, DWS Investments manages over $124 billion (as of 09/30/10 ) in retail and retirement assets in more than 150 mutual funds and variable insurance portfolios across all major asset categories in the US> Organization under the DWS brand manage approximately $332 billion globally (as of 09/30/10).

Investment Option Firm/Fund DWS VS I Class A	Asset Category	Risk Ranking	Objective/Primary Investments
Capital Growth VIP	Large Cap Growth	1 2 3 4 5	Seeks to provide long-term growth of capital. The fund normally invests at least 65% of total asset in equities, mainly common stocks of US companies. The fund generally focuses on established companies that are similar in size to the companies in the S&P 500^® Index (generally 500 of the largest companies in the US) or the Russell 1000^®Growth Index (generally those stocks among the 1,000 largest US companies) that have above-average price -to-earnings cartons).¹

Investment Option Firm/Funds DWS VS II Class A	Asset Category	Risk Ranking	Objective/Primary Investments
Dreman Small Mid Value VIP	Small Cap Blend	1 2 3 4 5	The fund seeks long-term capital appreciation. Under normal circumstances, the portfolio invests at least 80% of net assets in undervalued common stocks of small U.S. companies.²
Global Thematic VIP	World Stock	1 2 3 4 5	The fund seeks long-term capital growth. Under normal circumstances, the portfolio invests at least 80% of net assets in common stocks and other equities of companies throughout the world that portfolio management consider "blue chip" companies.³

Information on the risk ranking of investment options is provided by Ameritas Life Insurance Corp.'s Investment Products Group, and is provided as impersonal information, and not as investment advice. The Investment Products Group is not advising you personally concerning the nature, potential, value or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but the sources are not guaranteed and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy. Risk rankings range from “1” (lower risk and lower reward potential) to “5” (higher risk and higher reward potential).

¹A Indexes are unmanaged.

²Any fund that focuses in a particular segment of the market will generally be more volatile than a fund that invests more broadly. Stocks of small and medium-sized companies involve greater risk than securities of larger, more-established companies. Any decline in value of a fund security that is out on loan by the fund will adversely affect performance. Financial failure of the borrower may mean a delay in recovery or loss of rights in the the collateral. Stocks may decline in value See the prospectus for details.

³ Investing in derivatives entails special risks relating to liquidity, leverage and credit that may reduce returns and/or increase volatility. Investing in foreign securities, particularly those of emerging markets, presents certain risks, such as currency fluctuations, political and economic changes, and market risk. Any decline in value of a fund security that is out on loan by the fund will adversely affect performance. Financial failure of the borrower may mean a delay in recovery or loss of rights in the collateral. Stocks may decline in value. See the prospectus for details

Ameritas Advisor VUL (form 4051) is issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. Product available in most states.

Variable products have investment risk, including the possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges, expenses and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Read the prospectuses carefully before investing.

AD-VULW 004 Rev. 5-09