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PIMCO Variable Insurance Trust

Pacific Investment Management Company LLC ("PIMCO") - is one of the world's leading fixed income managers. PIMCO provides investors access to the highest standard of excellence in asset management based on a conservative investment philosophy with a longer-term orientation. Our goal is to consistently outperform the major bond indices in both bull and bear markets, and our commitment to superior client service distinguishes PIMCO as one of the leading global institutional money managers with $1242.1 billion in total assets under management (as of 12/31/10). Portfolios for insurance products are provided through the PIMCO Variable Insurance Trust.

Investment Option Firm/Funds PIMCO VIT Administrative Class	Asset Category	Risk Ranking	Objective/Primary Investments
Commodity^TM Strategy	Commodities	1 2 3 4 5	Seeks maximum real return consistent with prudent investment management. The Portfolio seeks to achieve its investment objective by investing under normal circumstances in commodity-linked derivative instruments backed by a portfolio of inflation-indexed securities and other Fixed Income Instruments.¹
Total Return	Investment Grade Bond	1 2 3 4 5	Seeks maximum total return, consistent with preservation of capital and prudent investment management. The portfolio seeks to achieve its investment objective by investing, under normal circumstances, at least 65 percent of its total assets in a diversified portfolio of fixed-income securities of varying maturities which may be represented by forwards derivatives such as options, futures contracts, or swap agreements

Information on the risk ranking of investment options is provided by Ameritas Life Insurance Corp.'s Investment Products Group, and is provided as impersonal information, and not as investment advice. The Investment Products Group is not advising you personally concerning the nature, potential, value or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but the sources are not guaranteed and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy. Risk rankings range from “1” (lower risk and lower reward potential) to “5” (higher risk and higher reward potential).

^1. Exposure to commodities is subject to a number of specialized risks, including liquidity and credit risks.

Ameritas Advisor VUL (form 4051) is issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. Product available in most states.

Variable products have investment risk, including the possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges, expenses and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Read the prospectuses carefully before investing.

AD-VULW 004 Rev. 5-09